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The worst estate planning or gift tax decision you can make is to wait too long to begin preparing for every scenario. A well-planned estate does more than pass your assets on to your loved ones after you're gone; it protects and preserves the integrity of the wealth you've worked so hard to achieve, helps you to accomplish the family and personal goals you've set for yourself, and it eases the burden your family will face in managing your legal and financial affairs. However, transfer tax laws are constantly changing – making it difficult to protect or transfer assets while minimizing the confiscatory costs of the transfer tax system.
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